Flexible Financing
Flexible Financing | Siding Solutions | Roofing | Loudon
Dreaming of a new roof or modern exterior, but not the upfront cost? HEP brings Loudon homeowners flexible financing options that make high-quality roofing and siding projects surprisingly attainable. Our local, factory-certified crews install impact-resistant shingles, energy-efficient panels, and custom trim without cutting corners—or draining your savings. A quick, paper-light approval process often gives you same-day answers, multiple term lengths, and rates that fit real-life budgets, so you can start protecting and beautifying your home right away.
From storm-proof roofing systems to color-matched siding solutions, every upgrade is backed by robust warranties and our “Happy Enthusiastic Professionals” promise of five-star service. Whether you’re replacing hail-damaged shingles or craving a curb-appeal makeover, let HEP turn a wish list into a worry-free reality while you pay over time and enjoy the view today.
FAQs
What financing options do you offer for roofing and siding projects in Loudon?
We partner with several national lenders and a trusted local Loudon credit union to provide multiple plans, including 0%-interest short-term loans (6–18 months), fixed-rate installment loans up to 15 years, and revolving credit lines you can reuse for future exterior upgrades. This variety lets you choose the monthly payment and payoff schedule that best fits your budget.
Who is eligible for your flexible financing programs?
Any Loudon-area homeowner—whether your property is a primary residence, vacation home, or rental—may apply. Approval is based on a quick credit check, proof of income, and verification that the applicant is listed on the property deed. We can also add a co-applicant to help customers with limited credit histories qualify.
How does the application process work and how long does approval take?
It’s a simple three-step process: (1) During your free roofing/siding estimate, our consultant helps you complete a secure online application that only takes about five minutes. (2) The lender issues a credit decision—many times in under 60 seconds. (3) Once approved, you e-sign the finance agreement and we schedule your installation. Funds are paid directly to us after the job passes final inspection, so you never handle a paper check.
Do you offer any promotional interest-free periods or low-payment plans?
Yes. For qualified borrowers we frequently run 0% APR promotions for 12 or 18 months—perfect if you plan to pay the balance quickly. Prefer a smaller monthly outlay? Choose extended terms up to 180 months with competitive fixed rates, letting you enjoy payments as low as $99 per month on an average roofing and siding combination project.
Can I finance both roofing and siding in one loan and is there a minimum or maximum project size?
Absolutely. You can bundle any combination of roof replacement, siding, gutters, and insulation into a single loan, giving you one payment and one payoff date. Projects start at $1,000 and go up to $100,000, so whether you need a few siding panels replaced or a full exterior makeover, we have a plan scaled to your scope and budget.
Will financing my exterior upgrade affect my homeowner’s insurance or property value?
Taking out a financing plan doesn’t change your insurance premiums, but installing a new roof or high-impact siding can actually qualify you for discounts—check with your carrier. As for value, Remodeling Magazine’s Cost-vs-Value Report shows that quality roofing recoups roughly 60–70% of its cost and fiber-cement siding up to 68% on resale in Tennessee, so financing can be a smart way to improve curb appeal while preserving cash for other needs.