Insurance Paperwork
Insurance Paperwork | Roofing Done Right | Roofing | Whitwell
When Whitwell storms turn shingles into confetti, HEP steps in as your advocate, translating the maze of insurance codes into plain language and handling every document, photo, and follow-up call. Our local team meets adjusters on-site, submits accurate estimates, and keeps you informed at each milestone, so the only paperwork you’ll be signing is the final approval of a flawless roof.
Behind that seamless process is our uncompromising craftsmanship—strong deck repairs, precision flashing, and shingle lines so straight they’d make a surveyor proud. From first inspection to the last nail, we believe homeowners deserve roofing done right, backed by clear communication and a warranty that actually means something. Let HEP restore your peace of mind and raise your home’s value, one expertly filed form and perfectly placed shingle at a time.
FAQs
What are the first steps to take when I suspect storm damage to my roof in Whitwell?
Begin by documenting the damage with clear photos or video as soon as it is safe. Then call Roofing Done Right; we will send a Haag-certified inspector to perform a free, professional assessment. If the damage appears claim-worthy, we guide you through notifying your insurance carrier and arranging an adjuster visit, ensuring all required forms are completed correctly from the start.
How does Roofing Done Right assist with the insurance paperwork process?
Our claims specialists handle the bulk of the paperwork for you. We complete the Proof-of-Loss statement, create a detailed Xactimate estimate that matches insurer formats, upload supporting photos, and communicate directly with your adjuster to answer technical questions. You simply review and sign—saving you hours of phone calls and form-filling.
Will my homeowner’s insurance cover the full cost of a roof replacement?
Coverage depends on your policy type (Replacement Cost Value vs. Actual Cash Value), deductible, and the cause of damage. Most Whitwell policies written in the past decade are RCV, meaning the insurer pays today’s replacement price minus your deductible. If you have an ACV policy, depreciation is deducted. We review your declarations page with you and explain what your out-of-pocket expense will be before any work begins.
How long does the claim approval and roof replacement process typically take?
For straightforward wind or hail claims in Whitwell, approval often arrives 7–14 days after the adjuster’s inspection. Roofing Done Right schedules installation within one week of funds being released and material availability. In total, most clients move from first call to finished roof in 3–4 weeks. Complex claims or major catastrophe events can lengthen timelines, but we keep you updated at every step.
What documents should I have ready for my insurance claim?
Have your homeowner’s policy number, photos/videos of the damage, any prior repair invoices, and a copy of your mortgagee clause (if your lender is listed on the policy). After our inspection, we provide a written damage report, scope of work, and estimate—documents the insurer will require. Keeping digital copies in cloud storage can speed up email submissions to your adjuster.
What if my insurance adjuster’s estimate is lower than Roofing Done Right’s proposal?
Discrepancies are common and usually stem from overlooked items such as code-required ice-and-water shield or drip edge. We file a Supplemental Request with supporting photos, manufacturer specs, and local building code citations. More than 80 % of supplements are approved when properly documented, ensuring you receive the full funds needed for a code-compliant roof without cutting corners.