Impact-rated Materials
Impact-rated Materials | Storm Damage Restoration | Roofing | Rockford
When Midwest hail and high winds slam into Rockford, you need more than a quick patch—you need roofing built to shrug off the next storm. HEP installs impact-rated shingles, metal panels, and synthetic underlayments that meet the industry’s toughest Class 4 and UL 2218 standards, so your home gets proven resistance against dents, bruising, and wind-driven debris. Our local crews handle everything from emergency tarping to meticulous documentation for insurance claims, turning a stressful day into a streamlined storm damage restoration experience.
From the first free inspection to the final shingle, you’ll work with a Rockford-based project manager who keeps you in the loop, schedules around your life, and verifies every nail. HEP’s lifetime workmanship warranty and manufacturer-backed product guarantees mean peace of mind long after the clouds clear—because the roof over your family should be as resilient as the people under it.
FAQs
What are impact-rated roofing materials and why are they important in Rockford?
Impact-rated roofing products (Class 3 or Class 4 shingles, metal panels, synthetic tiles, etc.) are tested to resist damage from hailstones up to 2" in diameter and flying debris carried by 60-mph winds. Because the Rockford area averages 3–4 severe hail events and numerous wind advisories each year, choosing an impact-rated system greatly reduces the likelihood of cracked, bruised, or punctured shingles, minimizes water intrusion, and can lengthen the service life of your roof by 5–10 years compared with standard asphalt.
How can I tell if my roof has storm damage after hail or high winds?
Warning signs include dark circular bruises on shingles, missing or curled tabs, dented metal flashings, granule piles at downspouts, leaks in the attic, and water stains on ceilings. From the ground you might also see displaced ridge caps or dangling gutters. Because many issues are subtle and may void warranties if left unaddressed, we recommend scheduling a no-cost, on-roof inspection within 24–48 hours of any severe weather alert in Winnebago County.
Does my homeowner’s insurance cover replacement with impact-rated shingles after storm damage?
Most Rockford insurers pay for “like-kind or better” materials when damage is the result of a covered peril, meaning you can often upgrade to Class 4 shingles with only your deductible due. We document the damage with photographs, prepare Xactimate estimates in the format carriers prefer, and meet the adjuster on site to justify the impact-rated replacement. Some policies even offer premium discounts—up to 28%—for installing a UL 2218 Class 4 roof.
How long does storm-damage roof replacement typically take in the Rockford area?
For an average 2,000-square-foot single-family home, tear-off and installation of impact-rated shingles usually takes one to two days once permits are issued and materials are delivered. Add one extra day if decking repairs, ice-and-water barrier upgrades, or gutter replacement are needed. We can often start production within one week of insurance approval—even during the busy spring hail season—because we stock popular impact-rated products locally.
Are impact-rated roofs more expensive and what is the long-term value?
Initial material costs run 10–20% higher than standard architectural shingles, but homeowners recoup that difference through lower insurance premiums, fewer repair calls, a potential increase in home resale value, and manufacturer warranties that can extend to 50 years. Studies by the Insurance Institute for Business & Home Safety show Class 4 roofs reduce hail claims by 55%, saving the average Illinois homeowner $6,000–$9,000 over the roof’s lifetime.
What is your process for inspecting, filing claims, and restoring roofs with impact-rated products?
1) Complimentary drone and on-roof inspection with photo report. 2) If damage is confirmed, we walk you through filing the claim and send documentation directly to the adjuster. 3) We meet the adjuster on site to verify scope. 4) Once approved, you choose from our catalog of UL 2218 impact-rated shingles, metal, or composite. 5) We pull Rockford building permits, schedule delivery, and install the new roof, adhering to Illinois Ice-Barrier Code. 6) Post-job, we perform a magnetic nail sweep, provide a workmanship warranty certificate, and submit completion photos to your insurance carrier so depreciation funds are released promptly.