- HEP Roofing
- Flexible Financing

Flexible Financing
Flexible Financing | Siding Solutions | Roofing | Maynardville
Imagine giving your Maynardville home the curb-appeal upgrade it deserves—without draining your savings or putting off other plans. HEP’s roofing and siding solutions come with flexible financing options designed to fit real-world budgets, letting you choose low monthly payments or extended terms that keep cash flow comfortable. Our local, licensed crews arrive on time, respect your property, and install premium shingles or durable vinyl panels that stand up to East Tennessee’s unpredictable weather. From the first inspection to the final clean-up, you’re backed by transparent quotes, unbeatable warranties, and a customer-care team that’s just a phone call away.
Whether you’re replacing a storm-damaged roof, refreshing faded siding, or coordinating both projects at once, HEP makes the process simple. Approvals often take minutes, so you can move forward the same day you schedule an estimate. Plus, our partnerships with leading lenders mean you’ll never have to compromise on quality materials or craftsmanship. Upgrade now, pay over time, and love how your home looks every time you pull into the driveway.
FAQs
What flexible financing options do you offer for roofing and siding projects in Maynardville?
We partner with several national and regional lenders to provide multiple financing plans, including zero-down payment options, low-interest fixed-rate loans up to 144 months, and same-as-cash promotions (0% interest if paid in full within 12–18 months). This range lets homeowners choose a monthly payment that fits their budget while getting the roof or siding work done right away.
How do I know if I qualify for financing?
Qualification is quick and straightforward. You fill out a secure online or in-person application that takes about five minutes. Lenders look at your credit score, income, and debt-to-income ratio. Most customers with a credit score of 600 or higher are approved, but we also have programs for lower credit scores and recent credit challenges. You’ll receive an instant decision with no obligation and no impact on your credit if you use our soft-pull pre-qualification.
Will financing cover both roofing and siding at the same time?
Yes. Our financing plans can bundle multiple exterior improvements—including roof replacement, siding installation, gutters, and fascia work—into one loan. Combining projects often secures a better rate and lets you make a single monthly payment instead of juggling separate loans or credit cards.
Is there a penalty for paying off the loan early?
None of our preferred lenders charge pre-payment penalties. You can pay extra each month or pay the entire balance off early without additional fees. Early payoff reduces the total interest you pay over the life of the loan.
How soon can the work begin after I’m approved?
Once financing is approved and documents are electronically signed, funds are typically released within 24–48 hours. We can schedule material delivery and crew deployment immediately, so most Maynardville projects start within a week—weather permitting.
Do you offer special financing incentives for Maynardville residents?
Absolutely. As a local Union County contractor, we periodically secure manufacturer rebates and lender promotions that are exclusive to our service area. Right now we’re offering a 12-month no-interest, no-payment plan for projects booked before the end of the quarter. Ask your project consultant for current local incentives when you request your estimate.