Financing Options
Financing Options | Siding Solutions | Roofing | Evensville
Dreaming of a new roof or fresh exterior without the upfront strain on your budget? HEP makes it possible in Evensville with flexible financing plans tailored to your needs. Whether you’re repairing storm damage, boosting curb appeal, or planning a full replacement, you can spread payments over comfortable terms—with competitive rates, fast approvals, and zero‐hidden‐fee transparency. From the first inspection to the final shingle, our local team guides you through every step, so you can invest in protection and style today while paying over time.
Pair your roofing upgrade with our trusted siding solutions and watch your home’s value soar. Premium materials, expert craftsmanship, and low-monthly-payment financing mean you don’t have to compromise on quality or wait for the perfect moment. Get started with a quick online application, then relax while HEP handles the heavy lifting—because your house deserves to stand strong and look stunning now, not later.
FAQs
What financing plans do you offer for roofing and siding projects in Evensville?
We partner with several national home-improvement lenders to provide fixed-rate installment loans, 0% introductory APR promotions, and deferred-interest options. Terms range from 12 to 144 months, allowing you to match the monthly payment to your budget.
How do I know if I qualify for financing?
Qualification is based on a quick credit check, your debt-to-income ratio, and the estimated cost of the project. Most homeowners with a credit score of 600 or higher and verifiable income are approved. If you have limited credit, we also accept co-signers to strengthen the application.
Can I finance both roofing and siding work under one loan?
Yes. We will group the full scope of your roofing and siding upgrades into a single contract amount, so you make just one monthly payment. This approach can help you secure a larger loan at a better rate than applying for two separate loans.
How long does the financing approval process take?
The online application typically takes less than 10 minutes, and most customers receive a decision within seconds. Once approved, we can schedule your roofing or siding installation immediately, since funds are released directly to us upon project milestones.
Will applying for financing affect my credit score?
The initial pre-qualification uses a soft inquiry, which does not impact your credit score. If you accept a financing offer, the lender will perform a hard inquiry that may lower your score by a few points, similar to applying for a credit card.
Is there a penalty for paying off my loan early?
No. All of our financing partners offer loans with no prepayment penalties. You can make extra payments or pay the balance in full at any time to reduce your interest costs.