Wind Damage
Wind Damage | Roofing | Cosby
When fierce mountain winds sweep through Cosby, shingles can lift, flashings can twist, and small leaks can turn into costly headaches overnight. HEP’s seasoned roofing team moves fast, arriving with infrared scanners, specialized ladders, and the know-how to trace hidden wind paths that many inspectors miss. From emergency tarping to full shingle replacement, we restore both the strength and the curb appeal of your home while guiding you through every step of the insurance claim process.
Homeowners trust us because we treat each project like it’s our own roof—matching materials precisely, documenting all damage for transparent estimates, and leaving your property spotless when we’re done. Whether you need minor patchwork after a blustery night or a complete roofing overhaul, call HEP and feel the peace of mind that comes with local expertise and true craftsmanship.
FAQs
How can I tell if my roof has wind damage after a storm in Cosby?
Look for missing, cracked, or curled shingles on the ground or in your gutters, exposed nail heads, or shiny areas where granules have been blown away. Inside the home, check your attic for damp insulation, water stains, or daylight coming through decking. Because wind events in the Cosby area often arrive with rain, small openings can create immediate leaks. A professional inspection with drones or a lift is the safest way to confirm damage and document it for insurance.
What wind speeds typically cause roof damage in East Tennessee?
Most asphalt-shingle roofs start to suffer uplift or tearing at sustained winds of about 45–50 mph. Gusts over 60 mph—the kind generated by severe summer thunderstorms and the outer bands of tropical systems that reach Cosby—can strip whole sections of shingles or ridge caps, damage flashing, and topple nearby trees onto the roof. Metal and standing-seam roofs tolerate higher winds but can still loosen at seams if installation clips or screws back out.
Does homeowner’s insurance cover wind damage repairs to my roof?
In Tennessee, wind is typically a named peril on standard HO-3 and HO-5 policies, so legitimate wind damage is usually covered. You’ll be responsible for your wind/hail deductible, which may be a flat amount or a percentage of your dwelling coverage. Your carrier will pay Actual Cash Value up front, then release depreciation once repairs are completed if you have Replacement Cost coverage. Promptly filing a claim, providing photos, and using a licensed roofer’s detailed estimate will speed reimbursement.
How quickly should wind damage be repaired and what is the process?
Repairs should begin as soon as the roof is safe to access—ideally within 24–72 hours—to prevent secondary water damage and mold. Our process: (1) Free on-site inspection and photo documentation; (2) Emergency tarping if needed; (3) Written estimate that meets insurance Xactimate pricing; (4) Assistance with claim submission and adjuster meeting; (5) Scheduling full repair or replacement, usually completed in one to two days for an average-size Cosby home; (6) Final cleanup and warranty hand-off.
Can your company assist with emergency tarping and temporary repairs in Cosby?
Yes. We maintain a 24/7 emergency response team for the Cosby-Gatlinburg-Newport area. Our crews can install reinforced polyethylene tarps, shrink-wrap, or synthetic underlayment to seal openings the same day you call—often within two hours. Temporary dry-in work protects your interior and keeps your insurance coverage intact because most policies require homeowners to mitigate further damage after a loss.
Why choose a local Cosby roofing specialist instead of a national chain?
Local contractors understand Cocke County wind zones, permitting rules, and the high humidity of the Smoky Mountains, which influences ventilation and shingle selection. We can respond faster when another thunderstorm rolls through, and we’ll be here years from now to honor workmanship warranties. National storm-chasers often leave once the initial wave of claims is finished, making warranty follow-up difficult. By hiring local, you also support Cosby’s economy and get owner-level attention on every project.