Honest Assessments
Honest Assessments | Storm Damage Restoration | Roofing | Chattanooga
When fierce Tennessee weather leaves shingles scattered and ceilings dripping, Chattanooga homeowners turn to HEP’s Honest Assessments Roofing for fast, transparent storm damage restoration. Our local crews arrive quickly, document every wound your roof has suffered, and explain—in plain language—what truly needs repair and what can safely wait. No scare tactics, no hidden fees, just straight-talk evaluations grounded in two decades of service across the Scenic City.
From emergency tarping to full-scale re-roofing, we handle everything with the same neighborly care we’d want for our own homes. We navigate the insurance maze, use premium materials built for Southern storms, and back our work with rock-solid warranties. Ready to reclaim peace of mind before the next thunderclap? Call HEP today for a free inspection and see why honesty is the best roofing policy.
FAQs
How can I tell if my Chattanooga roof has storm damage?
Signs of storm damage include missing or lifted shingles, dents or bruises from hail, cracked flashing, granules collecting in gutters, water stains on ceilings, and damp attic insulation. Because some issues are hard to spot from the ground, we recommend scheduling a complimentary inspection with Honest Assessments Roofing after any severe wind, hail, or lightning event. Our Haag-certified inspectors use drones, moisture meters, and photo documentation to give you a clear, written report of any damage.
What should I do immediately after a hail or wind storm?
1. Stay safe—avoid climbing on the roof yourself. 2. Walk the property from the ground and take pictures of visible damage (downed limbs, shattered shingles, broken skylights). 3. Call Honest Assessments Roofing for a free same-day inspection; we are on call 24/7 after major storms in the Chattanooga area. 4. If needed, we will perform emergency tarping to prevent further leaks. 5. Contact your insurance carrier and open a claim; we can meet the adjuster on-site to make sure all damage is documented correctly.
Does homeowners insurance cover storm-related roof repairs or replacement?
In most cases, yes. Wind, hail, and fallen-tree impacts are typically covered perils on standard HO-3 policies, provided the damage is sudden and accidental. You are responsible for your deductible, and coverage can vary by policy age and roof depreciation clauses. Honest Assessments Roofing provides detailed inspection reports, photos, and an Xactimate estimate formatted for insurers. We routinely work with State Farm, USAA, Allstate, and regional carriers, helping you navigate paperwork and ensuring you receive the full settlement you are entitled to.
How long will the inspection, claim, and restoration process take?
• Inspection: Same day and usually under 90 minutes. • Claim filing & adjuster meeting: 3–10 days, depending on your insurer’s schedule. • Insurance approval: 1–2 weeks after the adjuster’s visit. • Roof replacement: Typically completed in 1–2 days once materials are delivered. Weather, material availability, and scope of work (gutters, decking, interior repairs) can extend timelines, but our project managers keep you updated at every step.
Why should I choose Honest Assessments Roofing for storm damage restoration?
• Local expertise: We’re headquartered in Chattanooga and understand the region’s hail and high-wind patterns. • Honest assessments: No upselling—if your roof only needs a minor repair, that’s what we’ll recommend. • Certified inspectors: Haag Residential, GAF Master Elite, and Owens Corning Preferred Contractor credentials. • Insurance advocacy: We speak the same estimating language as adjusters and fight for fair coverage. • Lifetime workmanship warranty: Covers installation defects on full replacements for as long as you own your home.
Do I need to be present during the inspection or repairs?
We prefer you to be home for the initial inspection so our technician can discuss findings and show photos in real time; however, if your schedule won’t allow it, we can perform the assessment and email you a full digital report. For repairs or replacement, you do not need to be present as long as we have exterior access and any necessary gate codes. Our crew leaders will send progress photos throughout the day and perform a final walk-around with you at your convenience to ensure complete satisfaction.