Insurance Claims
Insurance Claims | Roof Inspections | Roofing | Calhoun
When Calhoun’s sudden hail or high-wind events leave you wondering if your shingles are still shielding what matters most, HEP Home Services is ready with expert roof inspections that remove every doubt. Our HAAG-certified specialists climb up and comb over every shingle, flashing, and fastening point, documenting hidden damage that could void warranties or invite future leaks. We translate that evidence into clear, photo-rich reports you can hand directly to your insurance adjuster, turning a stressful “what now?” moment into a confident plan of action.
Because HEP was founded by former adjusters, we know the insurance playbook inside and out. From filing time-sensitive paperwork to negotiating on your behalf, we connect precise roof inspections with the meticulous claims support that maximizes coverage and minimizes out-of-pocket surprises. One call brings a friendly local crew to your door, a transparent quote in your inbox, and a watertight roof back over your head—exactly what neighbors expect from Calhoun’s trusted roofing ally.
FAQs
Why should I schedule a professional roof inspection after a storm in Calhoun?
Even if there are no obvious leaks, hail and wind can loosen shingles, dent metal components, or compromise flashing. A certified inspection documents hidden damage for your insurance claim before it worsens, helps you meet policy deadlines, and produces the evidence insurers require to approve roof repairs or replacement.
How quickly do I need to file an insurance claim for roof damage in Georgia?
Most homeowner policies require you to report potential storm damage within 30–60 days of the event. In Calhoun, where severe weather is common in spring and late summer, we recommend calling us for an inspection within 72 hours of a storm so we can gather dated photos and a written report that meets insurer guidelines.
What does your Calhoun roof inspection include?
Our Haag-certified inspectors perform a full exterior and attic assessment. We document shingle bruising, granule loss, lifted or missing shingles, soft decking spots, flashing issues, gutter damage, moisture intrusion, and insulation conditions. You receive a detailed digital report with annotated photos and a recommended scope of repair that you can submit directly to your insurance adjuster.
Will you meet with my insurance adjuster during the claim process?
Yes. We coordinate the inspection appointment with your adjuster, walk the roof together, and discuss our findings on site. This collaboration ensures all damage is recognized, reduces the need for supplemental claims, and speeds up approval of the correct repair or replacement scope.
How much does a roof inspection for an insurance claim cost?
For Calhoun homeowners dealing with possible storm damage, we provide the inspection and claim documentation at no out-of-pocket cost. If no damage is found, the visit is still free. We recoup our time only when we perform the approved repairs or replacement.
What happens if the insurance payout isn’t enough to cover the roof work?
We review your adjuster’s estimate line by line. If items are missing or priced below local market rates, we submit a supplemental claim with additional photos and code-compliance documentation. Over 80% of the time, insurers approve the supplemental request, ensuring you have sufficient funds to restore your roof to pre-storm condition without cutting corners.