Impact-rated Materials
Impact-rated Materials | Storm Damage Restoration | Roofing | Blaine
When Blaine’s sky turns dark and the winds pick up, homeowners count on HEP to shield what matters most. Our impact-rated roofing materials are engineered to shrug off hail, high winds, and driving rain, preserving your home’s value while lowering insurance worries. From the first inspection to the final shingle, we handle every detail with precision, leaving you with a roof that’s as strong as it is striking.
If a recent storm has left your roof battered, trust the local experts in storm damage restoration. We work swiftly with insurers, provide transparent estimates, and install industry-leading products that outperform ordinary asphalt shingles. With HEP on your side, you’ll gain peace of mind knowing your Blaine home is protected for seasons—and storms—to come.
FAQs
What are impact-rated roofing materials, and why are they recommended for homes in Blaine?
Impact-rated shingles, metal panels, and tiles are engineered and laboratory-tested (UL 2218 Class 3 or Class 4) to resist cracking, denting, or puncturing when struck by hail up to 2" in diameter as well as flying debris in severe windstorms. Blaine’s position north of the Twin Cities places it in a hail belt that averages multiple damaging events each decade. Choosing impact-rated materials lowers the chance of leaks, shingle loss, or structural rot after a storm, often qualifies homeowners for an insurance premium discount, and meets or exceeds Minnesota building-code performance requirements.
How can I tell if my roof has storm damage that needs restoration?
You can start with a ground-level visual check: look for granules in downspouts, shingles that appear bruised, cracked, or missing, and dents in metal flashings or gutters. Indoors, watch for new ceiling spots or musty attic smells. Because many hail hits are hard to see from the ground, we offer a free inspection that includes high-resolution drone photos, a shingle uplift test, and moisture meter readings in the attic. A written report is provided within 24 hours, so you can decide whether to file an insurance claim or schedule preventive repairs.
What is your storm-damage roof restoration process?
1) Emergency response: If there is active leaking, we install a weather-tight tarp within hours. 2) Documentation: Our Haag-certified inspectors photograph and measure all damage for your claim. 3) Insurance coordination: We meet with the adjuster on-site, supply code-upgrade documentation, and negotiate line-item pricing using Xactimate. 4) Material selection: You choose from Class 3 or Class 4 impact-rated shingles, metal, or synthetic options, all pre-approved by your carrier. 5) Build day: Most asphalt roofs are removed and replaced the same day; metal or tile systems take 2–3 days. 6) Final QA & warranty: A city inspector and our project manager sign off, and you receive a written workmanship warranty plus the manufacturer’s enhanced warranty registration.
Will my homeowners insurance pay to upgrade to impact-rated materials after a storm?
In Minnesota, most standard HO-3 and HO-5 policies cover “like kind and quality,” so if you already had an impact-rated roof, the insurer must pay for the same grade replacement. If your previous roof was standard asphalt, some carriers will still pay the cost to upgrade when local code requires better performance or when it can be shown to prevent future losses—arguments we document for you. Even when an upgrade cost is partially out-of-pocket, many Blaine homeowners recoup it in 3–5 years through premium discounts of 10–28% and by avoiding multiple deductibles after repeat hail events.
How quickly can you respond to emergency leaks or tarp my roof after severe weather?
During storm season (April–October) we staff a 24/7 hotline and maintain three fully stocked response trucks in Anoka County. Our average arrival time in Blaine is under 90 minutes for calls placed before midnight and by 8 a.m. the next morning for overnight events. Tarps are secured with furring strips, not nails through shingles, to avoid further damage, and the service fee is fully credited toward your restoration contract when you proceed with us.
Besides hail resistance, what other benefits do impact-rated roofs provide?
Modern Class 4 products offer multiple advantages: (1) Enhanced wind ratings up to 130–150 mph, crucial for Blaine’s straight-line wind events. (2) Thicker or SBS-modified asphalt that remains flexible in Minnesota’s freeze-thaw cycles, reducing thermal cracking. (3) Many options are ENERGY STAR® cool-roof compliant, reflecting solar heat and lowering summer attic temperatures by up to 15 °F. (4) Manufacturer warranties are often upgraded—up to 50-year non-prorated coverage and 15-year 130-mph wind warranties when installed by a certified contractor like us.