Storm-damage Inspections
Storm-damage Inspections | Roofing | Alcoa
When extreme Tennessee weather strikes Alcoa, even the sturdiest roof can suffer hidden bruises from hail, high winds, or driving rain. HEP’s seasoned inspectors arrive fast, climb up safely, and document every dent, tear, or missing shingle, giving you a clear, photo-rich report you can trust. We speak the language of adjusters, so you don’t have to—our team will walk you through the insurance process and explain the smartest next steps, all while keeping disruption to a minimum.
Because every minute counts after a storm, we pair state-of-the-art drones with hands-on expertise to spot damage others miss and prevent small leaks from turning into costly headaches. Whether you need simple repairs or a complete roofing overhaul, HEP delivers honest advice, transparent pricing, and workmanship guaranteed to weather the next round of Alcoa storms. Schedule your no-obligation inspection today and let us restore your peace of mind before the clouds roll back in.
FAQs
What are the most common types of storm damage to roofs in Alcoa, TN, and how can I spot them?
In Alcoa we regularly see high winds, hail, and heavy rain that can loosen shingles, bruise or crack them, dent metal panels, and dislodge flashing. Inside your attic you might notice wet insulation, water stains, or daylight shining through decking. From the ground you may see missing shingles, lifted edges, or granules collecting in downspouts. If you suspect hail, look for dings on gutters, siding, or vehicles—these are strong indicators your roof was hit too.
How soon after a storm should I schedule a professional roof inspection?
As quickly as possible—ideally within 24–72 hours. Moisture intrusion can begin immediately and small openings can expand with each temperature swing. Acting fast also helps you meet most insurers’ claim-filing deadlines (many policies require notice within 14 days). We offer same-day emergency inspections in Alcoa when severe weather hits.
What does your storm-damage roof inspection include, and how long does it take?
A typical inspection takes 30–60 minutes, depending on roof size and pitch. Our Haag-certified inspector will: (1) document shingle, metal, or membrane damage on the roof surface; (2) check flashing, vents, chimneys, skylights, and gutters; (3) examine attic decking for moisture or mold; (4) take photos and create a written condition report with repair recommendations and an estimated cost. The inspection is free and carries no obligation to hire us for repairs.
Will my homeowners insurance cover the cost of storm-related roof repairs or replacement?
Most standard HO-3 policies in Tennessee cover “sudden and accidental” wind and hail damage, minus your deductible. Coverage can vary with roof age, material, and any cosmetic-damage exclusions, so it’s wise to review your policy. We can provide the photographic evidence and detailed scope of work insurers require, increasing the likelihood of an approved claim.
What happens if storm damage is found—do you handle repairs and the insurance claim process?
Yes. After the inspection we’ll explain our findings, review your policy with you, and, if you choose, meet your adjuster on-site to advocate for full and fair coverage. Once the claim is approved, our crew will schedule repairs or a full replacement, use code-compliant materials, and conduct a final quality check. We invoice your insurer directly for the covered portion, so you only pay the deductible and any selected upgrades.
Can minor storm damage wait, or will delaying repairs lead to bigger problems?
Even small punctures or lifted shingles can allow water to seep beneath the roofing system. Over weeks or months that moisture can rot decking, foster mold in your attic, compromise insulation, and raise energy bills. Insurance policies also contain “duty to mitigate” language—delaying repairs could give your carrier grounds to reduce or deny reimbursement. Prompt inspection and repair protect both your home and your claim.