Impact-rated Shingles
Impact-rated Shingles | Storm Damage Restoration | Roofing | Sequatchie
When Sequatchie skies turn fierce, homeowners trust HEP’s impact-rated shingles to stand between their families and the elements. Engineered to absorb high-velocity hail and wind-blown debris, our shingles don’t just meet industry standards—they redefine them with Class 4 and UL 2218 ratings, fortified sealant strips, and a palette that keeps curb appeal intact. From the first inspection to the final nail, our locally rooted team treats your roof like it protects our own homes, because in Sequatchie, neighbors look out for each other.
If a recent storm has already left its mark, we respond fast with meticulous storm damage restoration that mends structural integrity and restores peace of mind. We document every detail for insurance claims, replace compromised decking and flashing, and finish with the same impact-rated shingles that outmatch the next storm. HEP’s certified crews, transparent pricing, and industry-leading warranties turn a stressful event into an upgrade—so you can watch the weather without worrying about what’s overhead.
FAQs
What are impact-rated shingles and why are they recommended for homes in Sequatchie?
Impact-rated shingles are asphalt shingles engineered with a reinforced mat and rubber-modified asphalt that absorb and disperse energy from hail or wind-blown debris. Sequatchie County experiences frequent summer hail cells and strong valley winds; impact-rated (Class 3 or Class 4) shingles help prevent punctures, granule loss, and premature leaks that standard shingles often suffer in these conditions.
How are impact-rated shingles tested and classified?
Shingles are tested under UL 2218 and FM 4473 standards. In the most common UL test, steel balls up to 2 inches in diameter are dropped from 20 feet onto multiple points of a shingle mounted on plywood. If no cracking or rupturing of the reinforcement mat occurs, the product earns a Class 4 rating—the highest available. Class 3 passes a slightly less stringent 1¾-inch ball test. When you see "Class 4 impact resistance" on our proposals, you know the shingle survived the harshest laboratory hail simulation.
Will upgrading to impact-rated shingles lower my homeowner’s insurance premium in Sequatchie County?
Most major insurers that write policies in Tennessee (State Farm, Farm Bureau, Travelers, etc.) offer 5-25 % discounts on the wind/hail portion of your premium when you upgrade to certified Class 4 shingles. Savings vary by carrier, roof size, and deductible, so we recommend contacting your agent before installation. Our team will supply the manufacturer’s impact certificate and photos your insurer needs to apply the credit.
What storm-damage warning signs should I look for after hail or high winds?
From the ground, look for displaced shingles, lifted tabs, or dark spots where granules are missing. Check gutters and downspouts for excessive granule accumulation. Inside, watch for new ceiling stains or damp attic insulation. If you see neighbors getting roof inspections or a lot of roofing debris in the yard, schedule a professional assessment—some damage is not visible without walking the roof.
How fast should storm damage be repaired and what does the restoration process involve?
Minor punctures can become major leaks within one or two rain events, so we recommend an inspection within 24-72 hours after a significant storm. Our process includes (1) free drone and on-roof assessment, (2) emergency tarping if needed, (3) photo-documented estimate using Xactimate (insurance-approved software), (4) shingle removal down to deck, (5) deck repair and ice-and-water shield in valleys, (6) installation of Class 4 impact shingles, ridge venting, and metal flashings, and (7) final cleanup and warranty registration.
Do you assist with insurance claims for storm damage?
Yes. We meet adjusters on-site, provide marked-up roof diagrams, hail and wind reports, and a line-item estimate that mirrors insurer formatting. If supplemental items (e.g., code upgrades, hidden deck damage) arise, we handle the paperwork and negotiate directly with the carrier. Homeowners only pay their deductible and any elective upgrades beyond the claim allowance.