Insurance Adjuster
Insurance Adjuster | Storm Damage Restoration | Roofing | Maynardville
When a sudden Tennessee storm rattles Maynardville, homeowners turn to HEP’s insurance-adjuster roofing team for fast, friendly relief. Our licensed roofers work hand-in-hand with seasoned adjusters, documenting every shingle, gutter, and flashing issue so your claim is airtight and your stress stays low. From the first inspection to the final nail, we advocate for you—negotiating with your carrier, explaining the process in plain English, and restoring your roof with top-grade Owens Corning materials that stand up to the next big gust.
What sets us apart is hometown heart backed by 20+ years of expertise in storm damage restoration. We arrive within hours, tarp vulnerable areas, and create a detailed repair plan that meets code and exceeds expectations. Whether hail has bruised your shingles or high winds have peeled them away, HEP delivers prompt craftsmanship, transparent pricing, and the peace of mind that comes from working with neighbors who care. Call today and let’s put your roof—and your life—back together, better than before.
FAQs
What should I do immediately after a severe storm damages my roof in Maynardville?
Safety comes first—stay clear of downed power lines, loose shingles, or tree limbs. Once it’s safe, take clear photos or video of the damage from the ground and inside the attic if leaking is visible. Call us for emergency tarping to prevent further water intrusion, then notify your insurance carrier that you intend to file a claim. The quicker you act, the easier it is to document that the damage was caused by the storm and not by delayed maintenance.
How does the insurance claim process work for roof storm damage?
1) You contact us for a free inspection. We document all storm-related damage per insurance guidelines. 2) You file a claim with your carrier and receive a claim number. 3) We meet the insurance adjuster onsite, present our findings, and make sure all damage—roof, gutters, siding, vents, and interior—is noted. 4) The adjuster prepares a loss estimate; if items are missing we submit a supplement with photos and code references. 5) Once the scope and price are approved, you pay only your policy deductible and any non-covered upgrades; your insurer issues the rest of the funds directly to you or your mortgage company. 6) We schedule the roof replacement or repairs and provide all completion documents the insurer requires.
Will my homeowner’s insurance pay for a full roof replacement or just repairs?
That depends on the policy, the age of the roof, and the extent of the storm damage. If wind or hail has compromised enough shingles that the roof can no longer perform as intended, most carriers will authorize a full replacement because spot repairs would leave a patchwork surface that fails sooner. Our detailed inspection, Haag-certified damage reports, and knowledge of Tennessee Building Code R908.3 (which prohibits partial re-cover over damaged decking) help justify a full replacement when it is truly necessary.
What can I expect during your onsite meeting with the insurance adjuster?
We arrive early, review our inspection notes, and chalk-mark every damaged shingle, dented metal component, and soft-metal hit to make them easy to see. We walk the roof with the adjuster, supply measurements, photographs, and local code requirements. Our goal is to ensure the adjuster has all the facts on day one so you don’t have to battle for fair coverage later. The meeting usually takes 30–60 minutes, and you are welcome to observe or stay inside if you prefer.
How long does the storm damage restoration process usually take?
• Inspection & claim filing: 1–2 days after you call. • Adjuster meeting: Usually scheduled within a week, depending on the carrier’s availability. • Claim approval & first check: 1–3 weeks after the adjuster visit. • Roof material ordering and permitting with Union County: 3–5 business days. • Roof replacement: Most asphalt shingle roofs in Maynardville are finished in a single day; larger or specialty roofs may take 2–3 days. • Final paperwork & depreciation release: 1–2 weeks after we submit completion photos and invoices to the insurer. Weather, material availability, and mortgage-company sign-offs can extend these time frames, but we keep you updated at every step.
Why choose a local, licensed roofing contractor for storm damage restoration in Maynardville?
Local contractors understand Union County building codes, wind-zone requirements, and permit procedures. We hold a Tennessee Home Improvement License, carry $2 million in liability insurance, and maintain workers’ compensation coverage for every crew member, protecting you from liability. Because we live and work in the Maynardville area, our reputation matters—unlike out-of-state “storm chasers,” we’ll be here years from now to honor workmanship warranties and perform routine maintenance or future upgrades.