Insurance Adjuster
Insurance Adjuster | Storm Damage Restoration | Roofing | Delano
Delano’s weather can turn on a dime, leaving shingles scattered, gutters twisted, and homeowners suddenly wondering how to navigate the claims maze. HEP’s licensed insurance adjuster roofing team steps in the moment the skies clear, documenting every dent and missing shingle while working directly with your carrier for seamless storm damage restoration. From the first inspection to the final nail, our local specialists keep you informed, protect your budget, and restore your peace of mind.
Whether a surprise hailstorm pelted your asphalt roof or straight-line winds ripped through your metal panels, HEP combines decades of construction know-how with on-staff adjusters who speak fluent “insurance.” We negotiate fair settlements, source premium materials, and complete repairs quickly—so your home stands stronger than before the storm and you get back to life in Delano without the paperwork headaches. Call today, and let HEP handle everything above the rafters.
FAQs
How soon should I contact an insurance-adjuster roofing company after a storm hits Delano?
Reach out as quickly as possible—ideally within 24–48 hours of the event. Prompt inspections help document fresh damage before it can be mistaken for pre-existing wear, and many insurance policies require you to report losses within a specific timeframe. Calling early also allows us to schedule temporary repairs that prevent further water intrusion while your claim is processed.
What does your storm-damage inspection include?
Our certified inspectors perform a full exterior and attic assessment. We photograph and video shingles, flashing, vents, gutters, skylights, decking, and interior ceilings for moisture or structural issues. Using chalk, drones, and moisture meters, we mark every hail impact or wind-lifted shingle so the adjuster can easily confirm the damage. You receive a digital inspection report that you can submit directly to your insurer.
Will you work directly with my insurance company?
Yes. Once you sign a contingency agreement authorizing us to represent you, we meet the carrier’s adjuster on-site, review our findings together, and supply any additional documentation the insurer requests. We handle supplemental claims, code-upgrade negotiations, and final invoicing to reduce your administrative burden and help you secure the full, fair settlement you’re entitled to.
How is my out-of-pocket cost determined?
For most Delano homeowners with replacement-cost value (RCV) policies, you pay only your deductible unless you choose non-covered upgrades. The insurance company issues two payments: an initial actual cash value (ACV) check and a depreciation check released after work is complete. We bill the carrier for the approved amount; you simply pay the deductible when the job starts.
How long will roof replacement or repairs take once the claim is approved?
Typical shingle roof replacements in Delano take one to two days, weather permitting. Complex projects involving decking, gutters, skylights, or code upgrades can extend to three to five days. We order materials immediately after insurance approval and schedule crews at your convenience, often completing the restoration within two to three weeks of claim acceptance.
What warranties do you offer on storm-damage roof restorations?
You receive two layers of protection: (1) a manufacturer’s material warranty—up to 50 years on architectural shingles or a lifetime for many premium products—and (2) our 10-year workmanship warranty covering installation-related issues such as leaks or flashing failures. Both warranties are transferable if you sell your home, adding value and peace of mind.